Learn the Step-by-Step Business Credit Setup Process Most New Business Owners Miss

Business Credit Secrets helps new and growing business owners understand business credit setup, vendor credit, net-30 accounts, business credit reporting, and approval readiness.

Proven Setup Framework
Clear Setup Roadmap for New LLCs
Educational, Plain-English Content
Free Resource

Free: The 7-Step Business Credit Setup Checklist

Before you apply for business credit, make sure your business is set up correctly. This free checklist walks through the basic setup steps most new LLCs and small businesses miss.

  • Avoid common setup mistakes
  • Ensure your business is structured properly
  • Prepare for vendor and net-30 accounts

Get the Free Checklist

Enter your details on the next page and we'll send the checklist straight to your inbox.

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Matthew Ray
About the Creator

Created by Matthew Ray

Business Credit Secrets was created by Matthew Ray, an entrepreneur and CEO involved in business services, software, and technical services.

Matthew has built and operated companies including Lawmox Software Group, IAH Cloud Services, and Jusivo Case Management. This course is designed to give small business owners a practical, plain-English roadmap for understanding business credit.

Course Preview

What's Inside Business Credit Secrets

A comprehensive, step-by-step training program designed to give you a clear roadmap for setting up your business profile and understanding vendor credit.

1

Module 1: Business Credit Basics

2

Module 2: Setting Up Your Business Profile Correctly

3

Module 3: EIN, D-U-N-S, Business Address, Phone, Email, and Website

4

Module 4: Vendor Credit and Net-30 Accounts

5

Module 5: Business Credit Reporting

6

Module 6: Lender Tiers and Approval Readiness

7

Module 7: Templates, Checklists, and Next Steps

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Ongoing Updates: New lessons, vendor info, templates, and resources as available

Complete Program
7 Modules + Resources
Format
Plain-English Training
Target Audience

Who Business Credit Secrets Is For

This program is built for entrepreneurs at various stages who want to do things right the first time.

New LLC owners
Small business owners
Independent contractors
Gig workers starting a business
Real estate investors
Online sellers
Service businesses
People who want to separate business and personal credit
Entrepreneurs who want a clearer business-credit setup roadmap
Curriculum

What You'll Learn

The exact steps to build a solid foundation and navigate the business credit landscape.

How business credit works
Why an EIN alone is not enough
How to set up a credible business profile
Why business address, phone, email, and website matter
How net-30 vendor accounts work
Which types of accounts may report to business credit bureaus
How to avoid common approval mistakes
How to prepare before applying for higher-tier credit products
The difference between vendor credit, business credit cards, credit lines, and funding products

Important Note

Business credit results vary. Business Credit Secrets is educational and does not guarantee funding, approvals, specific credit limits, lender decisions, or business outcomes. Approval outcomes depend on business history, documentation, revenue, credit profile, lender requirements, and other factors.

Choose Your Access Option

Start Your Business Credit Journey

Select the option that best fits your business needs and goals.

Free Checklist

Basic setup overview

Free

Get the basic 7-step business credit setup checklist before you apply for business credit.

  • 7-step business credit setup checklist
  • Basic setup overview
  • Email delivery
Get the Free Checklist

Monthly Access

Perfect for quick results

$19.95/month

Get access to the training library, setup roadmap, vendor-credit education, templates, checklists, and ongoing updates.

  • Business credit setup roadmap
  • Vendor-credit and net-30 education
  • Business profile setup guidance
  • Templates and checklists
  • Lender-tier overview
  • Ongoing updates when new material is added
  • Cancel future billing according to platform settings
Start for $19.95/Month
BEST VALUE

Lifetime Access

One-time payment, forever access

$79.95one-time

Pay once and get lifetime access to the training library, templates, checklists, and future course updates included with this offer.

  • Everything in Monthly Access
  • One-time payment
  • No recurring monthly billing
  • Lifetime access to course materials
  • Future updates to included materials
Get Lifetime Access
Secure Checkout

Monthly access is best for people who want a lower starting cost. Lifetime access is best for people who want to pay once and avoid recurring billing.

Got Questions?

Frequently Asked Questions

Everything you need to know before getting started with Business Credit Secrets.

How much does Business Credit Secrets cost?

There are two paid options: Monthly Access at $19.95/month, or Lifetime Access for a one-time $79.95 payment. A free 7-step checklist is also available.

What is the difference between monthly access and lifetime access?

Monthly Access is billed every month and can be canceled in the future according to platform settings. Lifetime Access is a one-time payment with no recurring billing and includes future updates to the included materials.

Does this course guarantee business funding?

No. This course is purely educational. Approvals and funding decisions depend on lender requirements, your business history, documentation, revenue, and other factors.

Is this only for established businesses?

No. The program is designed for new LLCs, small businesses, contractors, and entrepreneurs who want to set things up correctly from the start.

Do I need perfect personal credit?

No. The course focuses on building a credible business profile and understanding vendor credit and net-30 accounts.

What is the free checklist?

A 7-step business credit setup checklist sent by email, covering the basic setup steps most new business owners miss.

Can I cancel the monthly subscription?

Yes. You can cancel future billing according to the platform's settings.

Is this legal or financial advice?

No. Business Credit Secrets is educational content only and is not legal, tax, or financial advice.

Your Next Move

Start With the Free Checklist — Then Choose Monthly or Lifetime Access

Before you spend money applying for business credit, make sure your business is set up correctly. Get the free checklist first, then join Business Credit Secrets for the full step-by-step training and resources.